Advice and Guidance
Credit unions will help members to manage their finances and many work in partnerships with local money advice agencies or other bodies to make sure people get the information and guidance they need. You can find your local credit union at www.findyourcreditunion.co.uk
There are many other free sources of information and advice to help you to manage your money.
The Money Advice Service
The Money Advice Service is an independent advice organisation, which exists to help everyone understand and manage their money better.
Taking just 10 minutes to answer some straightforward questions on their health check will give you a personalised action plan to help you sort out your money priorities now, and plan for the future – whatever your goals may be.
The health check and all publications from the Money Advice Service are free and unbiased.
Click here to take the health check now
Or visit the website of the Money Advice Service at www.moneyadviceservice.org.uk
Free Debt Advice
If you need advice on managing debt, there are a number of free sources of assistance available, you do not need to pay for these services.
Free advice organisations include:
Citizens Advice Bureaux - you can access online information and find details of your local Bureau here - http://www.citizensadvice.org.uk/getadvice.htm
Consumer Credit Counselling Service (CCCS) – debt help charity offering free advice, debt management plans and an online counselling service – CCCS Debt Remedy.
National Debtline - www.nationaldebtline.co.uk / 0808 808 4000
Credit Action has produced a Money Advice Map with a postcode search for local advice services. This can be accessed at www.moneyadvicemap.com
My Money Steps
My Money Steps www.mymoneysteps.org is a free online debt advice service run by National Debtline. It provides advice tailored to your situation and a personalised action plan to help you take control of your debts. You can use it to get independent and confidential advice whenever you need it.
My Money Steps helps you to:
- Complete a budget sheet that you can use to deal with your debt problem and manage and control your finances;
- Get debt advice and a personalised action plan tailored to meet your individual situation;
- Monitor your progress and review your information at any time. My Money Steps is interactive and will generate new advice based on any changes inputted; and
- Access expert debt advice produced by specialists at National Debtline and Business Debtline. The service is available 24 hours a day, 7 days a week.
To find out more or to create an account and start using the site go to www.mymoneysteps.org
