Consultation Responses

As the principal trade association for credit unions in Britain and a key player in the development of inclusive financial services, ABCUL actively responds to many consultations and enquiries. 

Credit unions are relevant to a broad range of policy areas as you can see from this selection of consultation responses from the past year. 

Our responses to the following consultations are available to view here.

Accounting Standards Board - The Future of Financial Reporting - revised exposure drafts

FSA - Regulated fees & levies: rates proposals 2012/13

Welsh Government - Consultation on options to replace the Social Fund Community Care Grants and Crisis Loans for Living Expenses

FSA - Deposit protection: raising consumer awareness

Insolvency Service - Bank Accounts for Bankrupts

Scottish Government - Protected Trust Deeds: Improving the Process 

Insolvency Service - Reform of the Process to Apply for Bankruptcy and Compulsory Winding Up

OFT - Annual Plan 2012-13

BIS - Building a Mutual Post Office

House of Commons BIS Select Committee - Debt Mangement Inquiry

FSA & HM Treasury - FSA regulation of credit unions in Northern Ireland

HM Treasury - A New Approach to Financial Regualtion - White Paper and Draft Financial Services Bill

Office of Fair Trading - Draft Debt Management Guidance

Pre-Legislative Scrutiny Committee - Financial Services Bill

Office of Fair Trading - Draft Credit Brokerage Guidance

Government Equalities Office - Banning Age Discrimination

Department for Work and Pensions: Local Support to Replace Community Care Grants and Crisis Loans for Living Expenses

Accounting Standards Board – The Future of Financial Reporting

HM Treasury – A new approach to financial regulation  Building a stronger system

HM Treasury - Simpler Financial Products

HMT & BIS – reforming the consumer credit regime

ABCUL Response to Electronic Communications in the Mutual Sector

Supporting a Stronger Civil Society – An Office for Civil Society consultation on improving support for frontline civil society organisations

Children’s Savings Options for a Future Accounts – Issues Paper -Response to HM Treasury

Department of Business, Innovation and Skills (BIS) - Post Office Banking

Office of Fair Trading - High Cost Credit Review  

Accounting Standards Board – The Future of UK GAAP

Work and Pensions Committee - Local Housing Allowance

Office of Fair Trading - Barriers to Entry, Expansion and Exit from Retail Banking